Ripple Price Prediction: XRP Price Forecast For 2021 and Beyond

In recent years, digital currencies are gaining popularity day by day. Along with Bitcoin and Ethereum, XRP (Ripple) is one of the top giants of the cryptocurrency market. This fact alone makes us take a closer look at the Ripple project. However, in December 2020, the U.S. SEC issued a lawsuit against the XRP cryptocurrency project. Since that moment the things are quite different.

At Changelly, we keep you up to date with the latest innovations of the XRP coin, as well as the entire Ripple ecosystem. We will try to study its history, features, weaknesses, and strengths, as well as assess the prospects of Ripple.

What Is Ripple?

The forerunner of the modern Ripple platform, the RipplePay system, appeared back in 2004. Canadian programmer Ryan Fugger managed to create a decentralized payment platform for a wide range of users. The project did not get big success. Fugger changed the existing system of the bank and interbank payments. He wanted it to be decentralized, independent of intermediaries and third parties.

The updated system appeared in 2012 and was called Ripple. The company engaged in the development and maintenance of the platform was named Ripple Labs. Fugger created a secure decentralized platform for payments between individuals and even legal entities (primarily banking institutions). The platform launched its cryptocurrency, called XRP.

In order to understand it better, let’s look at some exciting facts about XRP cryptocurrency:

  • XRP cannot be mined. Cryptocurrency developers do not provide this option. They mined about 100 billion coins and left themselves 65% (a part of it has been already sold). The remaining 35% were released to the market.
  • XRP does not use blockchain technology. Instead, the system runs on so-called gateways through which all transactions pass. Dozens of servers installed in the company’s offices in different countries around the world are responsible for the operation of these gateways.
  • The popularity of XRP cryptocurrency is determined by the number of partner banks that use the Ripple payment system. In 2016, the company signed a contract with more than 20 banks, and the XRP price immediately increased by 200%.
  • The low price of XPR today is defined by a huge number of issued coins. As the number of coins will decrease, the price of XRP will naturally increase.

XRP significantly differs from other cryptocurrencies on the following features:

  • High speed of transactions (more elevated than in the Bitcoin network);
  • The ability to exchange any currency for any other currency or value (for example, gold, stocks, or even precious metals) with a minimum commission;
  • High level of protection against spam and hacker attacks;
  • Lack of inflation. All coins are already mined. It is impossible to get new ones, and a hypothetical excess of coins is leveled out by their burning when paying a commission;
  • Transaction reversibility. Any transaction can be canceled or edited if an error was made.

Ripple Technical Analysis

There is still a strong connection between the dynamics of the token exchange rate and the change in the Bitcoin price. It is growing and falling along with the entire cryptocurrency market. The reasons for the rise in price are similar to the general premises, due to which the cost of Bitcoin and the whole crypto market increases or decreases.

The widespread use of XRP is out of the question. It uses xRapid technology, but it remains unclaimed. If it becomes widespread or other options for the practical application of XRP appear, the token will have real value and objective prerequisites for a significant rise in price.

XRP coins can serve as a convenient and cheap means of payment. The commission in the network is incomparably lower than in Bitcoin, and the transaction speed is higher. It is also convenient enough to use for cheap cross-border transfers. Purchases and transfers with XRP are not as popular as with Bitcoin.

In the case of global acceptance of the token, it is better suited for the role of a payment instrument than Bitcoin. The company is not interested in such a development for the coin.

Disclaimer: Frankly speaking, the whole situation with SEC is not making the XRP future clear. A lot of exchanges suspended XRP cryptocurrency trading and deposits. Some have even delisted XRP. Those who haven’t done this yet, are monitoring the situation. XRP fans are divided into two groups: some of them are selling the crypto at a loss, and others believe that this lawsuit can kill Ripple. On Reddit, users are convinced to hold XRP no matter what.

Let’s go into some XRP price predictions to estimate the future of XRP.

XRP Price Prediction 2021

At the end of 2020, the XRP price spiked up to $0.66. However, after the SEC announcement, the price collapsed and now is extremely volatile. By the end of 2021, XRP cryptocurrency can touch the $1 point.

Ripple Price Prediction 2022

As soon as XRP reaches $1, the correction phase may enter. The most likely zone for XRP price in 2022 is from $0.5 to $1. However, if the company gains support from the investment giants, the XRP rate can change its direction to a new bull run.

XRP Price Prediction 2023

XRP price has a strong correlation with the whole cryptocurrency market. It means that if Bitcoin or altcoins will grow, then Ripple is likely to reach the previous all-time high point of $3.84. This is a very optimistic scenario. If the SEC wins the lawsuit, the XRP price can fall down to a couple of cents. According to Wallet Investor, the average price in 2023 will be $0.01-0.02.

Ripple Price Prediction 2025

According to Brad Garlinghouse, the founder of Ripple, the XRP will be as successful in the future as Amazon today. He claims that investing in XRP today is a great strategy to multiply your funds in the future. However, the analytic platforms are not so optimistic about Ripple in 2025. For instance, Trading Beasts predicts a $0.3 – $0.5 rate in 2025.

Ripple Price Prediction 2030

Any cryptocurrency long-term prediction is an unrewarding task. Potentially, XRP can reach any heights in ten years. For instance, Ripple Coin News states that Ripple can boost up to $30 and correct to $17. However, we highlight once again that it’s unrealistic to predict any cryptocurrency future because of high volatility.

Ripple Market Prediction

There are some XRP price predictions for 2021-2030 from the trustful companies and resources.

Capital website claims that Ripple’s price performance amid the latest news is quite disappointing. Recently, XRP lost its third place in the top of cryptocurrencies by market capitalization. According to the source, the price of XRP coin will go down to $0.3.

Investment Haven

According to Investment Haven, XRP cryptocurrency can reach an amazing point of $20 in just a few years. The source also claims that XRP shows the greatest capacity among all cryptocurrencies.

Ripple coin news

Ripple coin news source has quite an optimistic prediction about XRP. According to it, the next few years might be a smooth time for Ripple. The partnerships with widely known financial institutions and creating innovative things can lead XRP assets to the $70 point. Well, that’s quite bullish. We reckon this forecast was made before the SEC announcement.


According to Moody’s rating resource, if the institutional interest increases, the asset price can reach $2 per one XRP. Looks very realistic.

Oracle Times

Oracle Times prediction platform claims that XRP/USD trading pair can rise up to 2,000%. They also state that XRP cryptocurrency is the only real option for banks and financial institutions to make instant cross-border payments. This fact can lead Ripple company and cryptocurrency itself to a new level in the near future.

Frequently Asked Questions

Can you mine XRP?

No, it’s impossible to mine XRP since all the tokens are already issued by the Ripple company. So, you can only buy XRP with fiat or swap it from other cryptocurrencies. By the way, Changelly makes the process of XRP purchase and exchange very easy. You can check out our cross-rates to find out the best price for the chosen pair.

What is the difference between XRP and Bitcoin?

There are quite a few differences between Bitcoin and Ripple. We’ve made a table regarding the cryptocurrencies’ supply, transaction time, mining method, etc.

Basic infoDecentralized crypto used in p2p network, which works on the blockchainReal-time settlement system, created mainly for executing transactions in the banking system
Establishment date20092011
Max. supply21,000,000 BTC100,000,000,000 XRP
Transaction time10 minutes4 seconds
MiningASICCannot be mined
Hashing algorithmSHA-256Ripple Protocol Consensus Algorithm (RPCA)

Will Ripple hit $100?

Everything is relative. The price of a coin depends on many factors. Basically, the rate of all cryptocurrencies depends on changes in the Bitcoin price in the direct ratio.

What will Ripple be worth in 2021?

According to the algorithms, the highest point might be approx. $30, and the lowest – $0.5.

What will Ripple be worth in 2025?

According to the algorithms, the highest point might be approx. $140, and the lowest – $14.

What will Ripple be worth in 2030?

According to Smartereum, XRP price can reach $300 in 2030.

Credit: Changelly

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